First time buyer

First time buyer

We can provide you with expert mortgage broker advice. A mortgage is one of the biggest commitments of your life, it is important to take enough time to consider all the options available before committing to an application. This is where advice from an expert is essential.

As a first time buyer, you should know how much you can borrow before you start viewing properties. The first thing a DNS FINANCIAL SERVICES LTD adviser does is to assess your affordability, taking into account your income, expenditure and commitments.

Taking these factors into account will help them track down the lender that’s right for your needs and you’ll have a much better idea of the type of home you can afford. We understand this can be a very daunting time and we will guide you through the whole process.

A good mortgage broker will talk to you about the different repayment methods, look at different mortgage terms and products (fixed and capped rates, tracker mortgages, etc.), and most importantly, tell you how much you can borrow and what it will cost.

We have access to a wide variety of lenders and can recommend a suitable option without you having to shop around at the various banks and building societies. Please get in touch with us to discuss your options.